Second Chance Car Loans

Been rejected or declined elsewhere due to defaults or a previous bankruptcy on your credit file? Let help repair the past and get your new life started with a Second Chance Car Loan. We will work closely with you to help achieve your goals whilst providing you with the best service. A bad credit should not stop you from approaching us at as we can help you with your your second chance finance and second chance loans.

Car Loans/ Finance for Bad Credit

History catches up with you – especially if it is a bad credit car finance history! At times, a series of unfortunate events lead you to default on your car finance credit. You become a defaulter not because you are a bad person or have bad habits, but you had to default due to unavoidable circumstances.

Regardless of the reasons, being a defaulter on prior car finance loan leads you to have a bad credit history and hampers in any future loans you wish to apply for. In such situations, how amazing would it be, if someone was to overlook your default and help you get a car loan in and around Melbourne, even with a bad credit history! Hence it doesn’t matter if you are in need of car finance or a car loan in Melbourne even though you’ve got a bad credit rating. We at offer to our clients 2nd chance car loans.

At we can make it possible for you to apply successfully for loans in Melbourne, Regional and Country Victoria and get a second chance to prove you are credit worthy! With over 30 years of experience in our field, we can assist you to get bad credit car loans in Melbourne.

Bad Credit Car Finance Melbourne

We save you from the hassle of investigative procedures and embarrassment of being refused for your next car loan due to your bad credit history. When you apply with banks and other common financing institutions, there are many bureaucratic procedures you would have to go through and even then, you are not guaranteed that your loan application will be approved. It is fine if you are looking for loans for bad credit history as we are happy to provide loans for people with poor credit loans or loans with no credit check. Hence if you are looking for bad or poor credit rating loans in Melbourne visit us at

We at provide you an easy and more convenient alternative to this for getting car finance on purchasing your next car in Melbourne. Our services are available in Croydon, Dandenong, Melbourne and all surrounding suburbs along with Regional and Country Victoria.

Bad Credit Car Loans

You can use our online loan calculator to calculate weekly, fortnightly and monthly payments right at your home. For any query, you can contact us online or on 1300 000 326 and we will be with you as soon as possible. Our expert team will be more than happy to sit with you and work out a manageable loan repayment plan so that you can begin your journey towards changing your credit history.

We value our clients and understand that you deserve a chance to rectify your credit history and make it better in order to be able to avail future opportunities. We offer many financial services including bad credit car loans for all our clients in and around Melbourne. With an aim to make your life better, we are available at your service!

Finance Loan Calculator is a Melbourne based finance brokerage established in 2003 with over
30 years finance experience.

Our aim is to provide you with excellent service through offering a great range of finance and insurance products and assist you with your next asset purchase be it new or used. We specialize in private sale cars, bikes, boats and caravans. Let us make your dream a reality.