At we understand that sometimes your financials aren’t always available when you are ready to buy a car.

We have a low doc flexible finance package up to 7 years with great rates for either a chattel mortgage or a commercial hire purchase

No Credit Check Car Loans Melbourne

Benefits from save on low doc car loan:

  • Flexible finance term from 12-84 months
  • Private sale car or dealer car
  • Finance options include chattel mortgage , commercial hire purchase and refinancing
  • No doc or low doc finance available
  • Insurance for Car Warranty available including dealer and private sale
Call on 1300 000 326 to discuss your next Low Doc Car Loan.

Finance Loan Calculator is a Melbourne based finance brokerage established in 2003 with over
30 years finance experience.

Our aim is to provide you with excellent service through offering a great range of finance and insurance products and assist you with your next asset purchase be it new or used. We specialize in private sale cars, bikes, boats and caravans. Let us make your dream a reality.

Low Doc Car Loans

No credit check car loans are the kind of loans that are small in amount and are lent for a lesser period of time for instance anywhere between 16 days and a year. No credit check car loans are usually taken for expected expenses, which cannot be kept on hold until the next pay is received. Now one might be thinking why a car loan is such an urgency but they are not necessarily to buy a new car. No credit check car loans can also be for expenses such as car repairs or sudden purchases.

Why don’t No-Credit Check Car Loan Providers Investigate the Credit History?

At times, no credit check car loan providers do not investigate one’s credit history. Some may do though. Either way, a no credit check car loan in Melbourne is usually flexible in terms of lending credit than most financial institutions and banks. In these kind of loans, lenders usually look into a customer’s financial and employment situation, which helps them in determining whether the customer will be able to pay back the loan or not. They use this financial and employment information to determine the amount of loan they can offer and the frequency of the payback.

No credit check car loan lenders ideally want the customers to be able to pay back as much as they can on their own. Some services even try to offer direct debits for the repayments according to the frequency decided in the contract.

How to get no credit check car loans?

Compare your options

The financial markets are full of no credit check car loan lenders who offer various kinds of these loans. Thus, selecting which lender to choose can be slightly tricky. The best way to go about it is to compare all the options and consider the amount of money they can offer, the fees of the service, repayment terms and other features that come with it.

Work out how much you need

Usually a majority of the lenders have a certain cap on the amount of money they can lend you as a part of your first loan. This is set because at times, customers end up taking a lot more loan than they need, which only creates problems for them later. Therefore, when you are going out to get low doc car loans, make sure you get exactly how much you need. Never forget that you will have to pay a specific amount of interest on every dollar borrowed.

Budget your repayments

When you decide the amount of loan you require and apply for it, the lender will take this information into account to decide the frequency and amount of repayments of your loan. A borrower must incorporate the repayments in their budget in order to make sure that the loan is paid back on time without intense struggle.

Organise your documentation

Taking a loan can require quite a bit of documentation, which is important and therefore borrowers must organise the documents and make sure to keep them safe as the terms of the loan may be in the documentation, which are important for both the borrower and then lender.

Apply online

Once you have done your research and find yourself ready, you can apply for the loan. Most car loans can be applied online through an online application and the loan is granted after the application is approved. This is precisely the reason why it is important to take the application seriously and apply appropriately.